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About Scotiabank Perú
Banking on your terms — Scotiabank Perú puts complete financial control in your pocket, letting you manage money, pay bills, and transfer funds from anywhere, anytime.
Stay connected to your finances with instant access to account balances and transaction history. Check what you've spent, monitor your savings, and review every movement in real time. Whether you're at home, at work, or on the go, your financial overview is always seconds away.
Send and receive money faster than ever with Plin, our innovative mobile payment feature. Transfer funds between banks using only a cell phone number — no account details, no complexity. Split bills with friends, pay family members across different banks, or settle debts instantly, all from your phone.
Manage your payment obligations effortlessly. Pay all your Scotiabank credit cards and cards from other banks in one unified place through Card Wallet. Set spending boundaries to stay in control by configuring maximum limits for transfers, service payments, and credit card transactions. Organize your frequent payments in My List and execute them without needing digital codes, service codes, or account numbers — saving you time on every transaction.
Travel with confidence using smart card configuration. Activate or deactivate online purchases with a single tap, set travel mode when you're heading abroad, and manage multiple cards without switching apps. Exchange your Soles or Dollars at special rates whenever you need currency conversion, and withdraw cash from any Scotiabank ATM without carrying a physical card.
Beyond everyday banking, Scotiabank Perú offers tools for your financial growth. Recharge your cell phone directly from your account, request a salary advance when you need quick access to funds, or request Cash Instantly with disbursement in just a few clicks. Looking to expand your credit? Request a line increase or open a new savings account — all within the app.
Your security matters. Configure card settings to match your lifestyle, set transaction limits that work for you, and maintain control over how your money moves. Every feature is designed to make banking intuitive, secure, and convenient.
Download Scotiabank Perú today and experience banking built around your life, not the other way around.
Pros & Cons
Pros
- Unified payment hub for multiple banks via Card Wallet feature
- Plin enables instant money transfers using only phone numbers
- Transaction limits and spending boundaries help control your finances
- Travel mode and card activation controls work without physical card
Cons
- Requires account login and Scotiabank enrollment before any use
- Real-time transaction access and mobile payments encourage impulsive spending
- App requests card settings and transaction data tied to your identity
- Android-only; no iOS or desktop version for cross-platform access
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